Insurance
Coast to Coast Properties SL
in conjunction with The Spectrum IFA Group are delighted to be in a position to
offer a full range of household and motor insurance products as well as
Pension, Investment, Mortgage and Savings advice. The Spectrum IFA Group
specialises in helping expatriates living in Europe to protect and
enhance their wealth. Drawing on our considerable professional
experience, we are able to work with you to plan your finances and make
the most of the wealth opportunities offered by the expatriate
lifestyle.
The Spectrum IFA Group, with industry origins dating back to 1987, is
a truly independent authorised brokerage and as such is able to draw on
a wide range of specialist insurance and flexible investment products,
allowing us to produce a solution that meets your individual needs.
Brian Berney CertPFS, CeMap
Along with drawing on
the resources of The Spectrum Group, one of Europe’s leading
independent intermediaries, Brian Berney brings 18 years of experience
in financial services. For the past eight years Brian has operated as a
Independent Financial Adviser (IFA) and was a founder member of one of
the biggest and well respected IFA networks in the UK, Positive
Solutions. For the past three years, Brian has been addressing the
unique financial planning needs of expatriates and those with
cross-border interests. He has attained not only a detailed knowledge of
both European and International product providers but of secure,
tax-friendly structures that can assist in asset building, asset
protection and, ultimately, estate planning. As an independent adviser,
Brian provides you with the advantage of unbiased financial planning
advice. In making recommendations he has access to a comprehensive range
of the world’s most respected international banking, investment
management and insurance institutions, bringing clients the competitive
advantages and convenience of being able to access multiple managers and
product providers through one source.
Fees
There are no consulting
fees for providing you with advice or ongoing service. The Spectrum IFA
Group receives industry-standard arrangement fees directly from the
financial institutions with whom we place our clients’ business - not
directly from our clients. Furthermore, our ongoing remuneration is
performance-related so we share in a long-term incentive for your
financial success.
Clients
Clients have varied needs, but typically either have disposable
income they wish to invest regularly towards their medium to long-term
goals, or have accrued capital they would like to invest for growth.
Clients are only introduced to Brian by personal introduction (referral
by existing clients), or by means of professional introduction
(financial institutions, employer Human Resources departments or by
professional service providers such as accountants, lawyers, trust
managers or relocation specialists). Brian works with clients of all
ages, wealth and financial experience and sophistication- including
fellow investment professionals and financial academics. It is a
well-established principle that people from all walks of life who plan
for their goals are far more likely to reach them than those who
don’t!
Qualifications and Professional Memberships
Qualifications include The Chartered Insurance Institute’s
Financial Planning Certificates (FPC 1, 2 & 3), and the Certificate
of Mortgage Advice and Practice (CeMap) and joint license holder in
Spain [DGS]. Professional memberships include the Chartered Insurance
Institute & Chamber of Commerce, Barcelona, Spain.
Baskerville Advisers
S.L. CIF B-63/137.020
Correduría de Seguros; No de registro RDGS J2306; Paseo de Gracia 63,
principal, 2a,
08008, Barcelona. Seguro responsabilidad civil AIG Europe No
0131900503.1330
Registro Mercantil de Barcelona, Tomo 35489, Folio 170, Seccion 8, Hoja
B-269534
|
